VA Loans

VA Loans

Veteran-backed, no down payment option

VA loans are government-guaranteed mortgages available to eligible veterans, active-duty military personnel, and surviving spouses. These loans are backed by the Department of Veterans Affairs (VA).

Serving Those that Have Served

We help eligible veterans buy a home or refinance a loan despite having a low credit rating and a zero down payment. A portion of VA loans is guaranteed by the United States Department of Veteran’s Affairs for qualified applicants. Momentum Mortgage Group LLC will walk you through the COE (Certificate of Eligibility) process and set terms that meet your specific needs. There are many advantages of a VA loan. We will help you understand the loan options available to you, so you can choose one that’s right for your financial situation.

Credit scores to 550
No mortgage insurance required
Seller credit can apply to recurring & non-recurring closing costs
Owner-occupied only
Cash reserves generally not required
Up to 4% seller credit towards closing costs
High balance loan limits available is designated areas

3 Reasons to Choose Momentum

Your Homeownership Journey, Our Priority

Personalized Expertise

Our local experts tailor mortgage solutions to your needs.

Streamlined Process

Our efficient process simplifies the mortgage journey, saving you time and effort.

Exceptional Service

We're dedicated to providing top-notch service for all our clients.

Mortgage services

Helpful links

Opening hours

Mon - Fri: 9:00am - 5:00pm

Momentum Mortgage Group LLC, NMLS# 2476280 AZ-MB # 104553

(WWW.NMLSCONSUMERACCESS.ORG) 34701 N 24th Ave, Phoenix, AZ 85086 This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Momentum Mortgage Group LLC is not affiliated with any Government Agency. AZ Mortgage Broker License 1045534