FHA Loans

FHA Loans

Low down payment, government insured

FHA loans are government-insured mortgages backed by the Federal Housing Administration (FHA). They are designed to help individuals with lower credit scores or down payments purchase a home

Terms that Fit your Needs

As a Mortgage Broker, we can approve you for a FHA loan that isn’t backed by a government entity. Momentum Mortgage Group LLC your Arizona Mortgage Broker has more flexibility to set terms and conditions that fit your financial situation. The eligibility requirements may vary based on your financial stability and history, but we will work with you to determine which loan is best for you. A conventional loan has the most advantages for borrowers who can put at least 20% down, have good credit, and a stable income.

Credit scores to 550
No money down
Down payment can be 100% gift funds from a family member
Owner-occupied only
Cash reserves generally not required
Up to 6% seller credit towards closing costs
High balance loan limits available is designated areas

3 Reasons to Choose Momentum

Your Homeownership Journey, Our Priority

Personalized Expertise

Our local experts tailor mortgage solutions to your needs.

Streamlined Process

Our efficient process simplifies the mortgage journey, saving you time and effort.

Exceptional Service

We're dedicated to providing top-notch service for all our clients.

Mortgage services

Helpful links

Opening hours

Mon - Fri: 9:00am - 5:00pm

Momentum Mortgage Group LLC, NMLS# 2476280 AZ-MB # 104553

(WWW.NMLSCONSUMERACCESS.ORG) 34701 N 24th Ave, Phoenix, AZ 85086 This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Momentum Mortgage Group LLC is not affiliated with any Government Agency. AZ Mortgage Broker License 1045534